You’re thinking about selling—and someone offers to buy your home in cash. No banks, no financing, just a quick close. It sounds great, but is it too good to be true? Not always. At Onsite Real Estate Group, we help homeowners across East Pierce County weigh the pros and cons of cash offers, especially in today’s market. Here’s what to consider before saying yes (or no) to a cash deal.
A cash offer means the buyer has the full funds available—no mortgage, no lender, and no financing contingencies. This typically leads to a faster closing and fewer risks of the deal falling through. Investors, flippers, and some individual buyers make cash offers to speed up the process.
Cash deals often come with fewer contingencies, no appraisal requirements, and a shorter timeline. If you need to sell quickly—or avoid repairs and inspections—a clean cash offer can be a major relief. It also reduces the risk of financing falling apart at the last minute.
Most cash buyers expect a discount. If you’re offered cash, it’s likely to be lower than your full market value—sometimes significantly. That trade-off might be worth it for speed and convenience, but it’s important to know your home's true value before accepting less.
Cash offers are often ideal in these scenarios:
Not all cash offers are created equal. Always ask for proof of funds, watch out for wholesalers who may try to flip the contract, and review the terms carefully. Working with an experienced agent ensures your interests are protected—even with a fast, no-financing deal.
A cash offer can be a great opportunity—or a costly mistake. At Onsite Real Estate Group, we’ll review your offer, compare it to market value, and help you decide what’s best for your situation. No pressure. Just honest advice. Let’s make the right move—together.
